Flexible Financing Options for Your Dream Outdoor Space

Making Your Vision a Reality is Easier Than Ever

At Stump’s Decks & Porches, we understand that financing is a crucial aspect of any home improvement project. Our commitment to helping you bring your dream outdoor space to life includes offering flexible financing options that fit your budget and needs.

We offer flexible financing options through our lending partners Lyon Financial and HFS.

Ceiling fan over covered deck seating area

What is a Home Improvement Loan?

A home improvement loan is a financial tool designed to fund your renovation projects. It offers the advantage of potentially increasing your property’s value while enjoying your new outdoor space.

Financing Page Image 01

Benefits of Financing:

  • Manageable Monthly Payments: Spread the cost over time for easier budgeting.
  • No Upfront Costs: Get started on your project without any initial financial burden.
  • Ambitious Projects Made Possible: Dream big and make it a reality with our financing options.

Financing Options:

Explore our range of financing offers, each with unique features to suit different needs. Whether you’re looking for low-interest options or flexible repayment terms, we have you covered.

Lori Schrekengast (32 Of 36)resized
Lyon Financial

Why Finance With Lyon Financial?

  •  Low, fixed rates
  •  Loans up to $200,000*
  • Terms up to 20 years*
  • No consulting fees
  • No prepayment penalties
  • No equity or appraisals required
  • Electronic documents for fast approvals

Start Application
Stumpsdecks 102023 0220resized
HFS Financial

Why Finance With HFS?

  •  Specialize in home improvement lending
  • No equity = no problem
  • Industry-leading loan terms
  • Fast & easy loan application process
  • Full funds are disbursed directly to you

Start Application

Financing FAQ

What does a typical project cost?

Many of our basic, low-maintenance decks cost between $20,000 – $30,000. However, because sizes, options, and materials can vary greatly from project to project, the cost of a project can reach $50,000 – $100,000 and beyond. A roof and deck project combined can cost between $60,000 – $150,000 and above.

Does the financing process require a credit check?

Yes, the financing process does require a credit check. This is a standard procedure in most financing applications to assess your creditworthiness and determine the terms of the loan, including interest rates and repayment options. The credit check helps us ensure that we offer financing plans that align with your financial situation, making the process smoother and more tailored to your needs

Let’s Talk About Your Project

Got questions? We’ve got answers. Find out everything you need to know about our financing process, terms, and more.

Schedule a Consultation